HOW TO SAVE YOUR HOME FROM FORECLOSURE

Facing foreclosure? Did you know you own your home all the way up to the day it forecloses? There are several ways to stop foreclosure and keep your home. We can even offer you cash for your equity, find you a new place to live and keep you from having a foreclosure on your credit history.

What is a Foreclosure?

• I Received a Notice of Default and Need to Stop my Foreclosure… But How?
• Can Selling my Pre-Foreclosure Home to Paradise Capital Management Group Help my Credit?

IF YOU ARE BEHIND ON YOUR MORTGAGE PAYMENTS, DON'T WAIT!

Call or Text Today at 850-999-9171

The key to avoiding foreclosure is to take action early! The earlier you get started, the more likely your odds of successfully stopping foreclosure and staying in your home. We specialize in helping Florida homeowners avoid foreclosure, and we can help you.

One of our counselors will help you understand your options before it’s too late!

WHEN YOU'VE JUST STARTED MISSING PAYMENTS

Federal law prevents lenders from even starting a foreclosure action until you're 120 days behind. That gives you 4 months to bring the loan current or call the lender and come up with a workout solution to keep the home. It's in the lender's best financial interest to help you get current.  Don't be shy - make the call!

ONCE FORECLOSURE HAS BEGUN

It's not too late! You own the home until the foreclosure sale, which is still months away. Respond to your lawsuit and stay involved in your case. If you can bring the loan current, or come up with a workout such as a loan modification with the lender, you may be able to stop the foreclosure and keep the home. If you are unable to work out a solution to keep the home, you may consider a sale or short sale to avoid the ramifications of a foreclosure.

AFTER THE FORECLOSURE SALE

Florida gives you a brief period of time to redeem your property after the foreclosure sale, generally no more than ten days. If you can pay the loan in full along with all the accrued fees, you can get the home back. You can redeem the home at any time before:

• the clerk files the certificate of sale, or
• the time stated in the foreclosure judgment, order, or decree, whichever is later.